Carlelo logo

KIA Carens Clavis EMI Calculator

KIA Carens Clavis price in India starts at ₹11.08 Lakhs* and extends up to ₹21.57 Lakhs*, ex-showroom. The Carens Clavis EMI starts at ₹20,644 per month for a tenure of 5 years at 8.7% for a loan amount of ₹10.01 Lakh. The EMI Calculator tool on CarLelo gives you a detailed breakdown of the total payable amount, including Principal and Interest, and helps you to find best car finance for your Carens Clavis.

KIA Carens Clavis
rating4.331 Ratings

₹11.08 - ₹21.57 Lakhs**

Calculate Your Car Loan EMI for KIA Carens Clavis

Thinking about buying a new car? Our easy-to-use car loan EMI calculator instantly gives the monthly EMI you would be required to pay based on the loan amount, the loan term and interest rate.

20%
0
20
40
60
80
100
8.7%
7.5
11.0
14.5
18.0
21.5
25.0

Monthly Repayment (EMI)*

₹20,644

On Road Price in Delhi

₹12.52 Lakh

Down Payment

₹2.50 Lakh

Loan Amount

₹10.01 Lakh

Interest Amount

₹2.37 Lakh

For a loan of the principal amount of ₹10,01,477.9 over 60 months at 8.70% p.a., your monthly EMI will be ₹20,644. You will pay ₹2,37,162.1 in interest over the full tenure. Your total payable amount will be ₹12,38,640.

*The rate mentioned in the calculator is an indicative rate only. The actual rate may vary.

Cars Matching Your EMI

Loan Offers from Top Banks

CarLelo, powered by Capri Car Loans, enables car buyers across India to get Car Loan at best interest rates from leading Banks.

Loading lending partners…

Check Car Loan EMIs of KIA Carens Clavis Similar Cars

Compare On-Road Prices of KIA Carens Clavis Rivals

KIA Carens Clavis Price in India (Variant Price List)

KIA Carens Clavis is available in 49 variants, including HTE 7STR, HTE (O) 7STR, HTE (O) 7STR IMT, HTK 7 STR, etc.. The most affordable variant of the Carens Clavis is HTE 7STR, which is priced at ₹11.08 Lakhs*. GTX Plus 7STR DCT is the most expensive variant of the KIA Carens Clavis, which is tagged at ₹21.57 Lakhs*, ex-showroom.

Variant
Ex-showroom Price

Carens Clavis HTE 7STR

113 bhp,  

Manual,  

Petrol,  

15.34 kmpl

₹11.08 Lakhs*

Compare

tick

Carens Clavis HTE (O) 7STR

113 bhp,  

Manual,  

Petrol,  

15.34 kmpl

₹12.04 Lakhs*

Compare

tick

Carens Clavis HTE EX 7STR

113bhp@6300rpm ,  

Manual,  

Petrol,  

15.34 Kmpl

₹12.68 Lakhs*

Compare

tick

Carens Clavis HTE (O) 7STR Turbo Petrol

158 bhp,  

Manual,  

Petrol,  

16.66 kmpl

₹12.91 Lakhs*

Compare

tick

Carens Clavis HTK 7 STR

113 bhp,  

Manual,  

Petrol,  

15.34 kmpl

₹13.01 Lakhs*

Compare

tick

Carens Clavis HTE 7STR Diesel

114bhp@4000rpm ,  

Manual,  

Diesel,  

19.54 kmpl

₹13.01 Lakhs*

Compare

tick

Carens Clavis HTE (O) 7STR IMT

158 bhp,  

Manual,  

Petrol,  

15.95 kmpl

₹13.40 Lakhs*

Compare

tick

Carens Clavis HTE EX 7STR Turbo Petrol

158bhp@5500rpm ,  

Manual,  

Petrol,  

15.95 Kmpl

₹13.55 Lakhs*

Compare

tick

Carens Clavis HTK 7 STR Turbo Petrol

158 bhp,  

Manual,  

Petrol,  

16.66 kmpl

₹13.87 Lakhs*

Compare

tick

Carens Clavis HTE (O) 7STR Diesel

114bhp@4000rpm ,  

Manual,  

Diesel,  

19.54 kmpl

₹14.02 Lakhs*

Compare

tick

Carens Clavis HTE EX 7STR Diesel

114bhp@4000rpm ,  

Manual,  

Diesel,  

19.54 Kmpl

₹14.66 Lakhs*

Compare

tick

Carens Clavis HTE (O) Turbo DCT

157.57bhp@5500rpm ,  

Automatic,  

Petrol,  

15.95 kmpl

₹14.67 Lakhs*

Compare

tick

Carens Clavis HTK Plus 7STR Turbo Petrol

158 bhp,  

Manual,  

Petrol,  

16.66 kmpl

₹14.84 Lakhs*

Compare

tick

Carens Clavis HTK 7 STR Diesel

114.4bhp@4000rpm bhp,  

Manual,  

Diesel,  

19.54 kmpl

₹14.95 Lakhs*

Compare

tick

Carens Clavis HTE EX Turbo DCT

157.57bhp@5500rpm ,  

Automatic,  

Petrol,  

15.95 kmpl

₹15.22 Lakhs*

Compare

tick

Carens Clavis HTK Plus 7STR IMT

158 bhp,  

Manual,  

Petrol,  

15.95 kmpl

₹15.40 Lakhs*

Compare

tick

Carens Clavis HTK Plus (O) Turbo Petrol

158 bhp,  

Manual,  

Petrol,  

16.66 kmpl

₹15.61 Lakhs*

Compare

tick

Carens Clavis HTE (O) Diesel AT

114bhp@4000rpm ,  

Automatic,  

Diesel,  

19.54 kmpl

₹15.82 Lakhs*

Compare

tick

Carens Clavis HTK Plus 7STR Diesel

114 bhp,  

Manual,  

Diesel,  

19.54 kmpl

₹15.90 Lakhs*

Compare

tick

Carens Clavis HTK Plus (O) 7STR IMT

158 bhp,  

Manual,  

Petrol,  

15.95 kmpl

₹16.20 Lakhs*

Compare

tick

Carens Clavis HTK Plus (O) 7STR Turbo Petrol

158bhp@5500rpm ,  

Manual,  

Petrol,  

15.95 Kmpl

₹16.20 Lakhs*

Compare

tick

Carens Clavis HTK Plus 7STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹16.28 Lakhs*

Compare

tick

Carens Clavis HTX Plus 6STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹16.28 Lakhs*

Compare

tick

Carens Clavis HTK Plus (O) 7STR Diesel

114 bhp,  

Manual,  

Diesel,  

19.54 kmpl

₹16.67 Lakhs*

Compare

tick

Carens Clavis HTK Plus (O) 7STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹17.05 Lakhs*

Compare

tick

Carens Clavis HTK Plus (O) 6STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹17.05 Lakhs*

Compare

tick

Carens Clavis HTK Plus 7STR Diesel AT

114 bhp,  

Automatic,  

Diesel,  

17.5 kmpl

₹17.34 Lakhs*

Compare

tick

Carens Clavis HTX Plus 7STR Diesel

114 bhp,  

Manual,  

Diesel,  

19.54 kmpl

₹17.34 Lakhs*

Compare

tick

Carens Clavis HTK Plus 6STR Diesel AT

114bhp@4000rpm ,  

Automatic,  

Diesel,  

17.5 kmpl

₹17.34 Lakhs*

Compare

tick

Carens Clavis HTX 7STR Turbo Petrol

158bhp@5500rpm ,  

Manual,  

Petrol,  

15.95 Kmpl

₹17.86 Lakhs*

Compare

tick

Carens Clavis HTX 7STR IMT

158 bhp,  

Manual,  

Petrol,  

15.95 kmpl

₹18.01 Lakhs*

Compare

tick

Carens Clavis HTX Plus 7STR Turbo Petrol

158 bhp,  

Manual,  

Petrol,  

16.66 kmpl

₹18.69 Lakhs*

Compare

tick

Carens Clavis HTX Plus 6STR Turbo Petrol

158 bhp,  

Manual,  

Petrol,  

16.66 kmpl

₹18.69 Lakhs*

Compare

tick

Carens Clavis HTX 7STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹18.70 Lakhs*

Compare

tick

Carens Clavis HTX 7STR Diesel

114 bhp,  

Manual,  

Diesel,  

19.54 kmpl

₹18.79 Lakhs*

Compare

tick

Carens Clavis HTX Plus 7STR IMT

158 bhp,  

Manual,  

Petrol,  

15.95 kmpl

₹18.98 Lakhs*

Compare

tick

Carens Clavis HTX Plus 6STR IMT

158 bhp,  

Manual,  

Petrol,  

15.95 kmpl

₹18.98 Lakhs*

Compare

tick

Carens Clavis HTX (O) 6STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹19.27 Lakhs*

Compare

tick

Carens Clavis HTX (O) 7STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹19.27 Lakhs*

Compare

tick

Carens Clavis GTX 7STR Turbo Petrol

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹19.81 Lakhs*

Compare

tick

Carens Clavis GTX 6STR DCT

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹19.81 Lakhs*

Compare

tick

Carens Clavis HTX (O) A 7STR DCT

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹19.86 Lakhs*

Compare

tick

Carens Clavis HTX (O) A 6STR DCT

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹19.86 Lakhs*

Compare

tick

Carens Clavis HTX Plus 7STR DCT

158 bhp,  

Automatic,  

Petrol,  

16.66 kmpl

₹20.71 Lakhs*

Compare

tick

Carens Clavis HTX Plus 6STR Diesel

114 bhp,  

Manual,  

Diesel,  

19.54 kmpl

₹21.50 Lakhs*

Compare

tick

Carens Clavis GTX Plus 7STR DCT

158bhp@5500rpm ,  

Manual,  

Petrol,  

16.66 Kmpl

₹21.57 Lakhs*

Compare

tick

Carens Clavis X-Line 7STR DCT

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹21.57 Lakhs*

Compare

tick

Carens Clavis GTX Plus 6STR DCT

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹21.57 Lakhs*

Compare

tick

Carens Clavis X-Line 6STR DCT

158bhp@5500rpm ,  

Automatic,  

Petrol,  

16.66 Kmpl

₹21.57 Lakhs*

Compare

tick

Popular KIA Cars

KIA Carens Clavis

KIA Carens Clavis

₹11.08 - ₹21.57 Lakhs*
KIA Seltos

KIA Seltos

₹10.99 - ₹19.99 Lakhs*
KIA Sonet

KIA Sonet

₹7.32 - ₹14.09 Lakhs*
KIA Syros

KIA Syros

₹10.62 - ₹14.02 Lakhs*
KIA Carens Clavis EV

KIA Carens Clavis EV

₹17.99 - ₹24.99 Lakhs*
View All Popular KIA Cars

Upcoming KIA Cars

View All Upcoming KIA Cars

KIA Carens Clavis News & Updates

View All KIA Carens Clavis News & Updates

KIA Carens Clavis Car Loan EMI FAQs

Here are Carens Clavis FAQs and answers on city-wise price, specifications, features, and others.

The Carens Clavis EMI starts at ₹20,644 per month for the HTE 7STR variant, based on a ₹10.01 Lakh loan at 8.7% for 5 years. For your information, the EMI changes with your variant, down payment and city.
The minimum down payment for the Carens Clavis HTE 7STR is ₹1,25,185 on an on-road price of ₹12,51,847 in Delhi. The down payment is calculated if your bank funds up to 90% of the on-road price of the Carens Clavis. As a reminder, a few banks offer up to 100% finance option to buyers.
A Rs 1 lakh down payment on the Carens Clavis HTE 7STR gives an EMI of ₹23,744 for 5 years at 8.7%. With Rs 2 lakh down, EMI is about ₹21,682; with Rs 3 lakh down, EMI is about ₹19,621 (same rate and tenure, indicative on-road price for HTE 7STR in Delhi).
The Carens Clavis HTE 7STR has the lowest EMI at ₹15,961, and the HTX Plus 6STR Diesel has the highest at ₹31,660 (7 years, same rate and tenure). The EMI gap between HTE 7STR and HTX Plus 6STR Diesel is ₹15,699 per month.
Yes, because the EMI is calculated based on the variant's price. For example, the HTE (O) 7STR Turbo Petrol is priced at ₹14,58,694 in Delhi, while the HTX Plus 6STR Diesel is priced at ₹24,83,134 in Delhi.
The on-road price is the ex-showroom price plus RTO, insurance and other charges. The on-road price of the Carens Clavis HTE 7STR in Delhi is ₹12,51,847. Most banks finance up to 90%, and some offer complete funding based on the individual profile.
Most banks will lend up to cover the full on-road price of the car, which includes registration fees and first-year insurance. However, it solely depends on the bank you choose. For including extra car accessories in your loan, the details must be listed on the official car bill from the dealer. We suggest you check and confirm these details with the bank before paying the booking amount.
If you take a loan of ₹10.01 Lakh at 8.7% for 5 years, the total interest you will pay is ₹2,37,162. The total repayment is ₹12,38,640. A shorter tenure, around 3 years, reduces the interest significantly.
Longer tenure lowers your monthly EMI but increases the total interest. Shorter tenures lower your interest significantly. Carens Clavis loan comparison (HTE 7STR, 8.7% p.a., 80% LTV): • 3 years — EMI ₹31,708/month, total interest ₹1,40,010 • 5 years — EMI ₹20,644/month, total interest ₹2,37,162 • 7 years — EMI ₹15,961/month, total interest ₹3,39,246 We suggest you opt for the shortest tenure whose EMI fits comfortably within your budget.
Interest rates for a new Carens Clavis loan currently start from 7.5% and go up to 17.5% per year, depending on the lender, your credit score, income and tenure.
There is no single official cut-off, but a credit score of 750 or above generally improves approval chances and rates. Lower scores can also qualify at higher interest.
To get a car loan, you need ID and address proof, PAN, bank statements, and income proof (salary slips or Form 16 for salaried applicants, ITR for self-employed).
Yes, some lenders offer 100% funding for strong profiles. A higher loan means a higher EMI and more interest. We suggest you buy a new car with at least 10–20% down payment.
At CarLelo, you can get car loans from 14 lending banks, including HDFC Bank, ICICI Bank, Axis Bank, Bank of Baroda, and more. You can choose the option that works best for you.
Rates vary by profile and lender. Indicative rates on CarLelo start from 7.5% p.a.; the final rate depends on your profile and credit score.
Choose your variant and city, enter your details and apply for a loan at CarLelo. Our representative will reach out to you for complete documentation. Approvals are mainly done within a couple of days, but timelines vary by lender and your CIBIL score.
Most banks allow customers to make part-payment or foreclose, and some charge a fee on the amount prepaid (mostly in the early years). Prepaying your car loan reduces outstanding principal and cuts total interest.
Banks charge a late fee and report missed payments to credit bureaus, which will impact your CIBIL score. If you are facing any issue, it is advised to contact your lender early. After the complete payment or last EMI, do not forget to collect the NOC and get hypothecation removed from the RC.
Follow us on
FacebookInstagramLinkedinYoutubeTwitter
Carlelo Logo